Social Security or Supplemental Security Income (SSI) payments are rising 1.7 percent beginning in 2013.

The average monthly Social Security benefit for a retired worker in 2013 is $1,261 (up from $1,240 in 2012) and the average monthly Social Security benefit for a disabled worker in 2013 is $1,132 (up from $1,113 in 2012). For people who receive SSI, the maximum federal payment amount has risen to $710 (up from $698).

Other Social Security changes in 2013 are worth noting. For example, a worker now pays Social Security tax on up to $113,700 of annual income (up from $110,100 in 2012). A worker earns one credit after paying taxes on $1,160 in earnings in 2013 (up from $1,130). As always, a worker may earn a maximum of four credits each year and a person generally needs forty credits (or ten years of work) to be eligible for retirement benefits.

More information is available at www.socialsecurity.gov.